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A comparability of 17 journey insurance coverage merchandise available in the market confirmed that there’s a large distinction in compensation quantities within the protection of Covid, and at the very least three insurers require vaccination for protection.
Insurance coverage comparability platform 10Life in contrast 17 forms of journey insurance coverage in Hong Kong that supplied a number of protections towards Covid-19.
The comparisons lined 5 protections: medical bills, journey cancellations, journey curtailments, hospital money allowances and repatriations.
Amongst them, HSBC TravelSurance Asia Commonplace Plan affords compensation of as a lot as HK$5 million, whereas the bottom plan affords HK$500,000.
All 17 merchandise cowl hospital bills.
On the similar time, most merchandise have a “hospital money allowance.”
Within the case of FWD TravelCare Insurance coverage Plan A, the each day allowance is HK$1,000 with a ceiling of HK $14,000 – the very best among the many 17.
And 10Life reminded policyholders that some insurance coverage merchandise have vaccination necessities in the event that they need to be protected towards Covid-19.
For journey to Japan, FWD TravelCare Insurance coverage Plan A, Hong Leong Journey Insurance coverage Diamond Plan for a single journey and Prudential PRUChoice Journey Insurance coverage mentioned an individual have to be vaccinated towards Covid.
Workers reporter
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